Martin Lewis explains how to get free £20 from Amazon as it ditches Visa credit cards

Martin Lewis has explained how to get £20 to spend on Amazon for free after it announced it will no longer accept Visa credit cards from next year.

The online shopping giant is ditching UK-issued Visa credit cards as of January 19, 2022.

It means customers will instead need to use debit cards when making a purchase, or MasterCard and Amex credit cards.

Visa credit cards issued outside of the UK will continue to be accepted as well.

Amazon said the change is due to the high fees charged by Visa to process transactions.

But if your Visa credit card is your default method of payment on Amazon, you can get the online giant to pay you.

Amazon has been sending email notifications to customers, outlining the changes.

It is within this message that Amazon has been sending a link to shoppers, telling them they will give them up to £20 off their next purchase if they switch their default payment.

You’ll need to switch your payment to a Visa debit, Amex, Mastercard credit or debit card to qualify for the deal.

If you decide to use another credit card for your online purchases, you should always make sure you can afford to pay back what you’re borrowing.

Amazon Prime customers are being offered up to £20 when choosing another card, while non-Prime members can claim £10.

You can also qualify for the cashback if you have just a Visa credit card in your Amazon wallet, so no other method of payment, and you add a new card.

Speaking on the Martin Lewis Money Show Live, Mr Lewis said the deal can also be accessed through the Amazon homepage or by pop-ups when you’re on its website.

He said: “If Visa credit is your default method of payment at the moment, there’s a way to get Amazon to pay you.

“[Amazon] will give you £10, or £20 if you’re a Prime member.

“If you click the email link you’ve had about this or the homepage banner and you switch to a Visa debit, Amex, Mastercard credit or debit card you’ll get that money.”

You’ll need to click either the link in your email or through the Amazon homepage for the deal to work.

You won’t qualify if you simply just update your payment details.

According to Amazon shoppers on Twitter, the money back offer only works if you switch your default payment to a card that isn’t already in your Amazon wallet.

Amazon hasn’t said how long the deal is running for, but in its terms and conditions it states the “promotional offer is valid for a limited time only or while supplies last”.

This means it could technically be pulled at any time.

An Amazon spokesperson said: “The cost of accepting card payments continues to be an obstacle for businesses striving to provide the best prices for customers.

“These costs should be going down over time with technological advancements, but instead they continue to stay high or even rise.”